State Bank of India is the largest bank in India and has the trust of customers since 1955. SBI Card was launched as a joint venture between the State Bank of India and GE Capital in 1998. In a span of 19 years, SBI card has become the second largest credit card provider in India with over 3.85 million customers and offices in 100 cities.
SBI card offers a credit card to almost all segments in India. Let it be lifestyle cards( for premium customers ) or reward cards ( for salaried employees ) or travel cards ( for frequency travelers), SBI card has developed a card with your personal requirements in mind.
State Bank of India Credit Card Eligibility Criteria
Applicant should be an employed individual who is over 21 years old and less than 60 years at the time of application. Normally, we have seen that SBI prefers offering a card to customers who have an existing account with SBI. Also if you are living in metro cities, your minimum monthly salary should be Rs 18500 and you should have a good credit score. The applicant should be able to furnish bank statement and payslip for at least three months.
Types of SBI Credit card
SBI Offers over 35 different cards via SBI and its partnership with other regional banks across India. Below are details of most popular cards from State Bank of India:
|Name of the SBI Credit Card||Joining Fees||Joining Perks||Rewards|
|SimplySave SBI Credit Card||Rs. 499 + applicable taxes||2,000 bonus Reward Points.||10 Reward Points per Rs.100 spent on Dining, Movies, Departmental Stores and Grocery Spends
1 Reward Point per Rs.100 spent on other spends. (4 Reward Points = Rs. 1)
|SimplyClick SBI Credit Card||Rs.499 + applicable taxes||Rs.500 worth Amazon.in Gift Card.||10X Reward Points with exclusive partners.
5X reward points on all other online spends.
Milestone rewards of Rs.2,000 on online spends of Rs.1,00,000 and 2,00,000 respectively
|Yatra SBI Credit Card||Rs.499 + applicable taxes||Rs.8,250 worth Yatra.com vouchers.||6X Reward Points on spends at Yatra.com, Departmental and Grocery stores.
Additional 6x bonus points on base fare or base tariffs for purchases made at Yatra.com.
|STYLEUP Contactless Credit Card||Rs.499 + applicable taxes||Free gift voucher* worth Rs.500 redeemable at any Fbb/ BigBazaar store.||Upfront discount* of flat 10% round the year at Fbb and Big Bazaar outlets.
10X Reward Points on all your Dining expenditures.
Anniversary gift* of 2,000 Bonus Reward Points every year.
|IRCTC SBI Platinum Credit Card||Rs.499 + applicable taxes||No joining perks||350 activation bonus Reward points on every Rs.500.
Upto 10% Value Back for rail ticket purchases with IRCTC SBI Platinum Card.
|Air India SBI Platinum Credit Card||Rs.1,499 + applicable taxes||5,000 reward points on the payment of your joining fee||2 Reward points for every Rs.100
2,000 Reward points every year as an anniversary gift when you pay your renewal fee
|SBI Platinum Credit Card||Rs.2,999 + applicable taxes||Rs.3,000 worth welcome e- Gift Voucher.||5X Reward Points on all Dining, Grocery, Departmental and International spends.|
|SBI ELITE Advantage Credit Card||Rs.4,999 + applicable taxes||Rs.5,000 worth E- Gift Voucher||5X Reward Points on Dining, Departmental stores, Grocery and International spends.
2 Reward Points per Rs. 100.
Rs. 6,000 worth free Movie Tickets every year.
SBI card has designed a card for almost all financial segments in India and with options like easy balance transfer to EMI and special discounts (or additional rewards points) on Indian festivals like Holi, Eid, Diwali and Christmas, SBI card has stood out from the crowd when it comes to credit cards across India.
What has your experience been with SBI card, please share in the comments section below.